About the Author

Darla Mercado is a writer living in Jersey City, NJ. She's a student of the life insurance and retirement plan industries. 

From 2006 to 2015, Darla was a reporter for InvestmentNews. There, she covered the 401(k) beat, as well as life insurance, annuities and taxes.

These days, Darla works at the Pension Resource Institute, where she teaches retirement plan advisors about the value of fiduciary education. Naturally, the content featured on this site is based on Darla's opinions and not that of any company with which she is affiliated.

Darla is currently working on her CFP® certificate. She plans to sit for the exam in November 2016. 

When she isn't working or studying, Darla is training. She is a triathlete and hopes to compete in her first Ironman 70.3 in September 2016, followed by the New York City Marathon in November.